{"id":874,"date":"2020-11-05T13:35:53","date_gmt":"2020-11-05T11:35:53","guid":{"rendered":"https:\/\/atleaseprod.wpengine.com\/leasing\/?page_id=874"},"modified":"2025-07-04T13:08:59","modified_gmt":"2025-07-04T10:08:59","slug":"oma-uusi-auto-vai-yksityisleasing","status":"publish","type":"page","link":"https:\/\/atleaseprod.wpengine.com\/leasing\/yksityisleasing\/oma-uusi-auto-vai-yksityisleasing\/","title":{"rendered":"Oma uusi auto vai yksityisleasing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"874\" class=\"elementor elementor-874\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d8b19e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3d8b19e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c4702b2\" data-id=\"c4702b2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9906f1c elementor-widget elementor-widget-global elementor-global-458 elementor-widget-text-editor\" data-id=\"9906f1c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"ankkurinavi_yksityis\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"\/leasing\/yksityisleasing\/kilpailuta-yksityisleasing\/\">KILPAILUTA<\/a> | <a href=\"\/leasing\/yksityisleasing\/automerkit\/\">AUTOT<\/a> | <a href=\"\/leasing\/yksityisleasing\/yksityisleasing-kumppanit\/\">KUMPPANIT<\/a> | <a href=\"\/leasing\/yksityisleasing\/artikkelit\/\">ARTIKKELIT<\/a> | <a href=\"\/leasing\/yksityisleasing\/vertailu\/\">VERTAILU<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ef69fd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ef69fd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ac99950\" data-id=\"ac99950\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e50983 elementor-widget elementor-widget-heading\" data-id=\"3e50983\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">HINTAVERTAILU<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10a81ec elementor-widget elementor-widget-text-editor\" data-id=\"10a81ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Laskelma p\u00e4ivitetty 4.7.2025<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8813803 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8813803\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-362768e\" data-id=\"362768e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-96007c5 elementor-widget elementor-widget-text-editor\" data-id=\"96007c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Auton arvonalenema on autoilun suurin yksitt\u00e4inen menoer\u00e4. Oman auton kohdalla riski siit\u00e4, ett\u00e4 arvo alenee odotettua enemm\u00e4n, j\u00e4\u00e4 itselle. Leasingin kohdalla riski on leasing-palveluntarjoajalla. Alla oleva laskelma osoittaa, ettei leasing (Hedin Drive) tule yht\u00e4\u00e4n sen kalliimmaksi kuin auton omistaminen. Leasing on arvonaleneman suhteen riskit\u00f6n vaihtoehto, koska auton voi vaan palauttaa sopimuskauden lopuksi. <b>Huomaa, ett\u00e4 laskelma on suuntaa-antava!<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e82be19 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e82be19\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bfff86a\" data-id=\"bfff86a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56ed015 elementor-widget elementor-widget-html\" data-id=\"56ed015\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table id=\"palveluntarjoajat\">\r\n<tr>\r\n<th colspan=\"2\" style=\"width:50%\">OMA AUTO<\/th>    \r\n<th colspan=\"2\" style=\"width:50%\">YKSITYISLEASING<\/th>\r\n<\/tr>    \r\n\r\n<tr>\r\n<td colspan=\"2\"><b>\u0160koda Fabia 1.0 TSI 95 Essence (Hedin rahoitus)<\/b><\/td>    \r\n<td colspan=\"2\"><b>\u0160koda Fabia 1.0 TSI 95 Essence (Hedin Drive)<\/b><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td colspan=\"2\">Hankintahinta 19636\u20ac. K\u00e4siraha 0\u20ac. Toimituskulu 600\u20ac.<\/td>    \r\n<td colspan=\"2\">-<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td style=\"width: 35%;\">Luotto. Todellinen vuosikorko 12%<\/td>    \r\n<td>400 \u20ac\/kk<\/td>\r\n<td style=\"width: 35%;\">Leasing-maksu<\/td>\r\n<td>287 \u20ac\/kk<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>Luoton perustamismaksu<\/td>    \r\n<td>399\u20ac<\/td>\r\n<td>Luoton perustamismaksu<\/td>\r\n<td>-<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>Luoton k\u00e4sittelykulu<\/td>    \r\n<td>16 \u20ac\/kk<\/td>\r\n<td>Luoton k\u00e4sittelykulu<\/td>\r\n<td>-<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>Huollot, pesut, tarvikkeet<\/td>    \r\n<td>50 \u20ac\/kk<\/td>\r\n<td>Huollot, pesut, tarvikkeet<\/td>\r\n<td>50 \u20ac\/kk<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>Vakuutus ja ajoneuvovero<\/td>    \r\n<td>80 \u20ac\/kk<\/td>\r\n<td>Vakuutus ja ajoneuvovero<\/td>\r\n<td>80 \u20ac\/kk<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>Polttoaine<\/td>    \r\n<td>120 \u20ac\/kk<\/td>\r\n<td>Polttoaine<\/td>\r\n<td>120 \u20ac\/kk<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>Yhteens\u00e4 4 vuodessa<\/td>    \r\n<td>31 720 \u20ac<\/td>\r\n<td>Yhteens\u00e4 4 vuodessa<\/td>\r\n<td>25 776 \u20ac<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>Auton arvo 4v j\u00e4lkeen<\/td>    \r\n<td>12 883 \u20ac<\/td>\r\n<td colspan=\"2\">-<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>J\u00e4ljell\u00e4 oleva velka<\/td>    \r\n<td>7169 \u20ac<\/td>\r\n<td colspan=\"2\">-<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td>Auton arvosta j\u00e4\u00e4 itselle j\u00e4ljell\u00e4 olevan velan ja arvonaleneman (10% vuodessa) j\u00e4lkeen<\/td>    \r\n<td>5714 \u20ac<\/td>\r\n<td>Auton arvosta j\u00e4\u00e4 itselle<\/td>\r\n<td>0\u20ac<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Kustannukset 4 vuodessa<\/b><\/td>    \r\n<td>26 006 \u20ac<\/td>\r\n<td><b>Kustannukset 4 vuodessa<\/b><\/td>\r\n<td>25 776 \u20ac<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Kustannukset vuodessa<\/b><\/td>    \r\n<td>6501,50 \u20ac<\/td>\r\n<td><b>Kustannukset vuodessa<\/b><\/td>\r\n<td>6444\u20ac<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Kustannukset kuukaudessa<\/b><\/td>    \r\n<td>541,79 \u20ac<\/td>\r\n<td><b>Kustannukset kuukaudessa<\/b><\/td>\r\n<td>537 \u20ac<\/td>\r\n<\/tr>\r\n    \r\n<\/table>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3864bc5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3864bc5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dbf02cb\" data-id=\"dbf02cb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>KILPAILUTA | AUTOT | KUMPPANIT | ARTIKKELIT | VERTAILU HINTAVERTAILU Laskelma p\u00e4ivitetty 4.7.2025 Auton arvonalenema on autoilun suurin yksitt\u00e4inen menoer\u00e4. Oman auton kohdalla riski siit\u00e4, ett\u00e4 arvo alenee odotettua enemm\u00e4n, j\u00e4\u00e4 itselle. Leasingin kohdalla riski on leasing-palveluntarjoajalla. Alla oleva laskelma osoittaa, ettei leasing (Hedin Drive) tule yht\u00e4\u00e4n sen kalliimmaksi kuin auton omistaminen. Leasing on arvonaleneman [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":127,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-874","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Oma uusi auto vai yksityisleasing | Autotalli.com<\/title>\n<meta name=\"description\" content=\"Esimerkkilaskelma autoilun kustannusten jakautumisessa omistusautossa ja yksityisleasingissa.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.autotalli.com\/leasing\/wp-json\/wp\/v2\/pages\/874\" \/>\n<meta property=\"og:locale\" content=\"fi_FI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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