{"id":253,"date":"2020-06-30T12:00:00","date_gmt":"2020-06-30T09:00:00","guid":{"rendered":"https:\/\/atleaseprod.wpengine.com\/leasing\/?p=253"},"modified":"2021-03-03T15:20:27","modified_gmt":"2021-03-03T13:20:27","slug":"rahanarvoinen-vinkki-autonhankintaan","status":"publish","type":"post","link":"https:\/\/atleaseprod.wpengine.com\/leasing\/yksityisleasing-artikkeli\/rahanarvoinen-vinkki-autonhankintaan\/","title":{"rendered":"Rahanarvoinen ja yll\u00e4tt\u00e4v\u00e4 vinkki autonhankintaan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"253\" class=\"elementor elementor-253\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e8476c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e8476c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33ea68c\" data-id=\"33ea68c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78cac9b elementor-widget elementor-widget-heading\" data-id=\"78cac9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">RAHANARVOINEN VINKKI AUTONHANKINTAAN<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0839de9 elementor-widget elementor-widget-heading\" data-id=\"0839de9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p>N\u00e4in saat yksityisleasingautolle parhaan hinnan.<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-644a43f0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"644a43f0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e406bf1\" data-id=\"1e406bf1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6786d82b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6786d82b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1f2c512\" data-id=\"1f2c512\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-356026b artikkeli_ad elementor-widget elementor-widget-global elementor-global-1321 elementor-widget-html\" data-id=\"356026b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"almad-custom-container\">\r\n    <div id=\"almad-leaderboard-1\" class=\"ad\">\r\n        <script>\r\n            window.loadAlmaAd(\"almad-leaderboard-1\");\r\n        <\/script>\r\n    <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7cff10de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7cff10de\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4550d9fb\" data-id=\"4550d9fb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4dc81bdd elementor-align-center elementor-widget elementor-widget-global elementor-global-1068 elementor-widget-button\" data-id=\"4dc81bdd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"\/leasing\/yksityisleasing\/kilpailuta-yksityisleasing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">KILPAILUTA YKSITYISLEASING<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-329a7187\" data-id=\"329a7187\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c4ba425 elementor-align-center elementor-widget elementor-widget-global elementor-global-1070 elementor-widget-button\" data-id=\"c4ba425\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"\/leasing\/yksityisleasing\/artikkelit\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">YKSITYISLEASING ARTIKKELIT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-314fd18 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"314fd18\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c9ed609\" data-id=\"c9ed609\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a76cc50 elementor-widget elementor-widget-text-editor\" data-id=\"a76cc50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<b>Kiinte\u00e4\u00e4n kuukausihintaan pohjautuvaa yksityisleasingautoa hankkiessa auton vuokrakauden pituuteen kannattaa kiinnitt\u00e4\u00e4 erityist\u00e4 huomiota. Jos autoa pit\u00e4\u00e4 vuoden pidemp\u00e4\u00e4n, s\u00e4\u00e4st\u00f6 voi olla vuosittain melkoinen.<\/b>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20eb5e3 elementor-widget elementor-widget-text-editor\" data-id=\"20eb5e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Auton pitk\u00e4aikainen vuokraaminen, eli yksityisleasing, on nostanut viime aikoina suosiotaan, sill\u00e4 siin\u00e4 uuden tai v\u00e4h\u00e4n k\u00e4ytetyn henkil\u00f6auton riski j\u00e4lleenmyyntiarvosta siirtyy autokaupalle.<\/p><p>Leasingautojen hinta perustuu etuk\u00e4teen sovittavaan kiinte\u00e4\u00e4n kuukausihintaan, johon vaikuttaa muun muassa vuokrakauden pituus, ajettavat kilometrit sek\u00e4 mahdolliset oheispalvelut kuten huollot ja vakuutukset.<\/p><p>Yksityisleasing on joustava tapa p\u00e4\u00e4st\u00e4 k\u00e4siksi autoilun vapauteen, ja tarjolla onkin hyvin erilaisia palvelupaketteja alkaen kuukauden mittaisista vuokrajaksoista. Leasingautojen hintoja on helppo vertailla erilaisilla laskureilla sek\u00e4 kilpailutuksella, ja erityist\u00e4 huomiota kannattaa kiinnitt\u00e4\u00e4 siihen, miten auton kuukausihinta vaihtelee vuokra-ajan sek\u00e4 ajokilometrim\u00e4\u00e4r\u00e4n mukaan.<\/p><p>Ero kuukausittaisessa vuokrahinnassa saattaa laskea yll\u00e4tt\u00e4v\u00e4nkin paljon, jos kahden vuoden leasingsopimuksen sijaan valitsee kolmen tai nelj\u00e4n vuoden kauden.<\/p><p>Otimme vertailuun suositun suuren perheauton Skoda Superb iV:n, eli automallin pistokkeesta ladattavan hybridiversion. Vertailussa k\u00e4ytettiin pitk\u00e4\u00e4n yksityisleasingia tarjonnutta Laakkosen GreenDiili -palvelua.<\/p><h3><b><br \/>Kuinka monta vuotta laitetaan?<\/b><\/h3><p>Laakkosen GreenDiili-nimisell\u00e4 yksityisleasingilla Superb iV:n saisi kahdeksi vuodeksi k\u00e4ytt\u00f6\u00f6ns\u00e4 609 eurolla kuukaudessa, kun vuosittaiset ajokilometrit ovat 20 000 (40 000 km koko kausi). Mik\u00e4li auton ottaa samalla 20 000 kilometrin vuosittaisella ajom\u00e4\u00e4r\u00e4ll\u00e4 kolmeksi vuodeksi (60 000 km koko kausi), kuukausittainen vuokrahinta tippuu reilusti alasp\u00e4in 500 euroon.<\/p><p>Kun kahden ja kolmen vuoden vuokrakausien vuosittaisia kustannuksia vertaa kesken\u00e4\u00e4n, kahden vuoden sopimus maksaa autoilijalle 7308 euroa vuodessa ja kolmen vuoden sopimus 6000 euroa.<\/p><p>Kahden vuoden sopimuksella koko kauden kustannus on 14 616 euroa. Vastaavasti kolmen vuoden kokonaiskustannus 18 000 euroa. N\u00e4in ollen kolmivuotisen sopimuksen viimeisen vuoden hinnaksi voi laskea vain 3384 euroa, kun vertailukohtana k\u00e4ytt\u00e4\u00e4 sit\u00e4, ett\u00e4 auton vuokraisi vain kahdeksi vuodeksi.<\/p><p>Jos Skoda Superb iV:n valitsisikin kolmen vuoden sijaan nelj\u00e4ksi vuodeksi (80 000 kilometri\u00e4 koko kausi), kuukausihinta asettuisi 492 euroon. N\u00e4in ollen kolmen ja nelj\u00e4n vuoden v\u00e4lill\u00e4 hintaeroa ei juurikaan ole, toisin kuin kahden ja kolmen vuoden v\u00e4lill\u00e4.<\/p><p>Erityisen mielenkiintoiseksi hintavertailun tekee se, ett\u00e4 24 ja 36 kuukauden sopimusten v\u00e4lill\u00e4 yhden lis\u00e4vuoden hinnaksi tulee vain 3384 euroa. Puolestaan 36 ja 48 kuukauden sopimusten v\u00e4lill\u00e4 yhden lis\u00e4vuoden hinnaksi tulee jo 5616 euroa.<\/p><p>Johtop\u00e4\u00e4t\u00f6ksen\u00e4 voidaan kyseisest\u00e4 esimerkist\u00e4 vet\u00e4\u00e4 se, ett\u00e4 parhaan hinta-laatusuhteen yksityisleasingautolle saa, kun valitsee Superb iV:n kolmen vuoden ja 60 000 kilometrin sopimuksella.<\/p><p>Kun 24 ja 48 kuukauden sopimuskausi vertailee kesken\u00e4\u00e4n, nelj\u00e4n vuoden sopimuksessa yhden lis\u00e4vuoden hinta verrattuna kahden vuoden sopimukseen on 4000 euroa, eli enemm\u00e4n kuin lis\u00e4vuoden hinta 36 kuukauden sopimuksessa verrattuna 24 kuukauden sopimukseen.<\/p><p>Autotalli.comin leasing-kilpailutuksen tilastoista k\u00e4y ilmi, ett\u00e4 kuukausihintaisesta autoilusta kiinnostuneet kuluttajat etsiv\u00e4t eniten juuri kolmen vuoden sopimuksia.<\/p><p>Kahden vuoden sopimuksista kiinnostuneiden olisi monessa tapauksessa j\u00e4rkev\u00e4\u00e4 pyyt\u00e4\u00e4 tarjoukset my\u00f6s kolmen vuoden kaudesta, mik\u00e4li tarve ei ole nimenomaan juuri kahdelle vuodelle.<\/p><table id=\"artikkelitaulukko\" width=\"100%\"><thead><tr><th align=\"left\">\u00a0<\/th><th align=\"left\">24 kk\/40000 km<\/th><th align=\"left\">36 kk\/60000 km<\/th><th align=\"left\">48 kk\/80000 km<\/th><\/tr><\/thead><tbody><tr><td align=\"left\">Hinta per kk<\/td><td align=\"left\">609 \u20ac<\/td><td align=\"left\">500 \u20ac<\/td><td align=\"left\">492 \u20ac<\/td><\/tr><tr><td align=\"left\">Hinta per vuosi<\/td><td align=\"left\">7308 \u20ac<\/td><td align=\"left\">6000 \u20ac<\/td><td align=\"left\">5904 \u20ac<\/td><\/tr><tr><td align=\"left\">Hinta koko vuokra-ajalta<\/td><td align=\"left\">14616 \u20ac<\/td><td align=\"left\">18000 \u20ac<\/td><td align=\"left\">23616 \u20ac<\/td><\/tr><tr><td align=\"left\">Lis\u00e4vuoden hinta edelliseen verrattuna<\/td><td align=\"left\">\u2014<\/td><td align=\"left\">+ 3384 \u20ac<\/td><td align=\"left\">+ 5616 \u20ac<\/td><\/tr><tr><td align=\"left\">Hinta per kilometri<\/td><td align=\"left\">0,365 \u20ac<\/td><td align=\"left\">0,300 \u20ac<\/td><td align=\"left\">0,295 \u20ac<\/td><\/tr><\/tbody><\/table><p>Pistokkeesta ladattavan Superb iV:n l\u00e4ht\u00f6hinta on 41\u00a0380 euroa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d74cf4 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"9d74cf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"\/leasing\/yksityisleasing\/kilpailuta-yksityisleasing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">KILPAILUTA SINULLE SOPIVA YKSITYISLEASING<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3943cb2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3943cb2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cd87729\" data-id=\"cd87729\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e5ab6f elementor-widget elementor-widget-text-editor\" data-id=\"2e5ab6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"fusion-text\"><h3><b>Sinua saattaa my\u00f6s kiinnostaa<\/b><\/h3><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a49ad5d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a49ad5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>RAHANARVOINEN VINKKI AUTONHANKINTAAN N\u00e4in saat yksityisleasingautolle parhaan hinnan. KILPAILUTA YKSITYISLEASING YKSITYISLEASING ARTIKKELIT Kiinte\u00e4\u00e4n kuukausihintaan pohjautuvaa yksityisleasingautoa hankkiessa auton vuokrakauden pituuteen kannattaa kiinnitt\u00e4\u00e4 erityist\u00e4 huomiota. Jos autoa pit\u00e4\u00e4 vuoden pidemp\u00e4\u00e4n, s\u00e4\u00e4st\u00f6 voi olla vuosittain melkoinen. Auton pitk\u00e4aikainen vuokraaminen, eli yksityisleasing, on nostanut viime aikoina suosiotaan, sill\u00e4 siin\u00e4 uuden tai v\u00e4h\u00e4n k\u00e4ytetyn henkil\u00f6auton riski j\u00e4lleenmyyntiarvosta siirtyy autokaupalle. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":255,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-253","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yksityisleasing-artikkeli"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Rahanarvoinen ja yll\u00e4tt\u00e4v\u00e4 vinkki autonhankintaan | Autotalli.com<\/title>\n<meta name=\"description\" content=\"N\u00e4in saat yksityisleasingautolle parhaan hinnan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.autotalli.com\/leasing\/wp-json\/wp\/v2\/posts\/253\" \/>\n<meta property=\"og:locale\" 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